Best Gold IRA Companies 2025 Rankings Released (Top Gold IRA Rollover Companies Ranked & Compared)
Best Gold IRA Companies list by IRAEmpire
Best Gold IRA Companies Ranking #1: Augusta Precious Metals
As inflation continues to erode purchasing power, many are turning to gold IRAs for stability. IRAEmpire has released “Best Gold IRA Companies 2025 Rankings”.
LOS ANGELES, CA, UNITED STATES, August 25, 2025 /EINPresswire.com/ -- By diversifying into precious metals, investors hope to hedge against currency devaluation and market volatility. However, not all providers are created equal. IRAEmpire’s latest report ranks the top gold IRA companies for 2025, based on transparency, customer satisfaction, fee structure, educational resources, and regulatory compliance.
Rankings at a Glance
- Augusta Precious Metals (Best Overall)
- Goldencrest Metals (Best for Transparency & Moderate Investments)
- Lear Capital (Best for Mobile Traders & Support)
- Preserve Gold (Best for No-Fee Buyback & Service)
Read the full list: https://www.iraempire.com/best-gold-ira-companies/
Ryan Paulson, Chief Editor at IRAEmpire, says, “We prepared this list to help prospective investors identify reliable options and make better-informed decisions.”
Augusta Precious Metals – Why It’s No. 1 in The Best Gold IRA Companies Rankings
Founded in 2012 and headquartered in Wyoming, Augusta Precious Metals focuses solely on gold and silver IRAs. Its singular focus and customer support have earned the company an A+ rating from the Better Business Bureau and an AAA rating from the Business Consumer Alliance. Augusta distinguishes itself through endorsements from reputable media outlets such as Forbes and Investopedia, strong customer reviews, and a commitment to honest practices.
Augusta provides free gold IRA guides, webinars, market updates, and even one-on-one sessions with Harvard-trained economist Devlyn Steele. This emphasis on investor education helps clients make informed decisions.
The company clearly posts its pricing and offers no management fees. Clients pay only IRA setup and storage fees.
Augusta promises lifetime account support and a good buyback program, allowing investors to sell metals back at competitive rates. Metals in Augusta IRAs meet or exceed IRS purity standards (gold ≥ .995 fine; silver ≥ .999 fine). Assets are stored in secure vaults at Delaware Depository or IDS, and holdings are insured up to US$1 billion.
Source: https://www.iraempire.com/augusta-precious-metals-reviews/
Opening an Augusta IRA requires at least $50,000, making it suitable for larger portfolios. Augusta offers only gold and silver products, excluding platinum or palladium.
Goldencrest Metals – Why It’s No. 2 in the Best Gold IRA Companies Rankings
Goldencrest Metals is a California‑based precious metals firm founded in 2023. Despite its youth, the company is quickly gaining recognition for transparent pricing and customer‑centric service. Goldencrest offers a $10,000 minimum investment, one of the lowest in the industry, and charges a flat $199 annual custodian fee plus a 0.005 % storage fee – both of which can be waived for up to five years. Customers consistently give the firm 5‑star reviews on BBB, Google, and other platforms.
Goldencrest clearly discloses fees and even offers fee waivers for qualifying accounts. Promotions such as up to 10 % back in free silver make the proposition even more attractive.
The company eschews aggressive sales tactics, focusing on widely recognized bullion and providing educational guidance. Clients can set up a self‑directed IRA through Entrust Group and store metals at Delaware Depository.
Real‑time prices are not available online; investors must contact a representative for quotes.
Source: https://www.iraempire.com/goldencrest-metals-review-are-they-legit-2024/
Lear Capital – Why It’s No.3 in the Best Gold IRA Companies Rankings
Established in 1997, Lear Capital has more than 25 years of experience and claims to have helped over 90,000 clients diversify into precious metals. The Los Angeles-based firm acts as both a dealer of gold, silver, platinum, and palladium products and a full-service Gold IRA facilitator, streamlining the investment process. Lear offers a Gold & Silver Daily mobile app that provides real‑time spot prices and news, making it appealing to tech‑savvy investors. Their customer feedback on Trustpilot and Google is strong (4.8/5 and 4.7/5, respectively).
Lear’s mobile app lets customers track prices, charts, and bullion coin quotes on the go. Moreover, Ryan says, “Lear offers free investor kits, market reports, and one‑on‑one guidance. The company’s IRA specialists walk investors through every step of setting up a self‑directed IRA and ensure compliance.”
Investors enjoy a 24‑hour risk‑free cancellation period and can have setup and annual fees waived for larger accounts. The Lear Advantage IRA supports rollovers from IRAs, 401(k)s, 403(b) s, and thrift savings plans.
Lear does not publish live pricing or a detailed fee schedule online; investors must speak with representatives. Opening an account requires phone or email communication.
Source: https://www.iraempire.com/lear-capital-reviews/
Preserve Gold – Why It’s No. 4 in the Best Gold IRA Companies Rankings
Preserve Gold specialises in setting up self‑directed precious metals IRAs and offering bullion bars and coins. The company works with reputable custodians and depositories to ensure IRS compliance and provides a standout buyback program, allowing investors to sell their metals back without liquidation fees. Customer reviews are overwhelmingly positive, averaging 4.8 or higher across Trustpilot, BBB, and Google. However, Preserve Gold requires a $25,000 minimum investment for IRAs and $30,000 for participation in its buyback program.
Investors can liquidate their holdings without incurring extra costs. Preserve Gold partners with custodians like Horizon Trust and depositories such as International Depository Services and Delaware Depository. Accounts can include a wide range of eligible retirement plans—Traditional/Roth IRAs, 401(k), TSP, 403(b), SEP, SIMPLE, 457(b), and even tax‑sheltered annuities.
Customers praise Preserve Gold’s knowledgeable representatives and transparent guidance. Portfolio review calls are conducted every 90‑180 days, and online dashboards via Horizon Trust keep investors informed.
Source: https://www.iraempire.com/preserve-gold-reviews/
How Gold IRAs Work
A gold IRA is a self‑directed retirement account that holds physical bullion rather than paper assets like stocks. Approved metals include gold (99.5 % purity), silver (99.9 %), platinum (99.95 %), and palladium (99.95 %). Because investors cannot store these metals at home, assets must be held in IRS‑approved depositories.
Contribution Limits and Distributions
Contribution limits. For tax years 2024 and 2025, you can contribute up to $7,000 to a gold IRA; those aged 50 or older can contribute an extra $1,000 catch‑up for a total of $8,000.
Distributions. Penalty‑free withdrawals are allowed starting at age 59½; otherwise, a 10 % penalty applies. Traditional gold IRAs are subject to required minimum distributions (RMDs) beginning at age 73, whereas Roth gold IRAs have no RMDs.
Setting Up a Gold IRA
Choose a custodian. Open a self‑directed IRA with a reputable custodian that offers precious metals.
Fund your account. Contribute new funds, transfer from another IRA, or roll over from a 401(k) or other qualified plan.
Select metals. Purchase IRS‑approved coins or bars through the custodian or dealer, ensuring they meet purity standards.
Storage. Metals are shipped to an IRS‑approved depository and stored under the customer's name.
How to Choose the Best Gold IRA Companies:
Before choosing a gold IRA company, consider the following factors:
Reputation & ratings: Look for firms with strong industry reputations, positive customer reviews, and high ratings from agencies like the Better Business Bureau and Trustpilot.
Transparent pricing: A trustworthy provider discloses setup, storage, and maintenance fees clearly, without hidden costs.
Secure storage: Ensure the company partners with reputable depositories offering segregated or non‑segregated storage options.
Customer service & education: Reliable providers offer extensive educational resources and guidance throughout the IRA setup and maintenance process.
Buyback policies: Check whether the company has a strong buyback program to simplify liquidation.
IRS compliance: Verify that the provider offers only IRA‑approved metals and adheres to IRS rules for rollovers and contributions.
Gold IRAs can provide diversification, inflation hedging, and a sense of security for retirement portfolios. However, fees, minimum investments, and customer service vary widely among providers. Augusta Precious Metals stands out for its education‑driven approach, transparent fees, and lifetime support, while Goldencrest Metals offers low entry requirements and transparent pricing. Lear Capital appeals to mobile traders seeking real‑time pricing and broad support, and Preserve Gold caters to investors who value an amazing buyback program and personalized guidance. Ultimately, investors should evaluate their budgets, desired level of service, and long‑term retirement goals before selecting a gold IRA provider.
Read the full list here: https://www.iraempire.com/best-gold-ira-companies/
About IRAEmpire
IRAEmpire is an independent research and financial insights platform dedicated to empowering retirement-focused investors. Since its founding in 2020, IRAEmpire has specialized in evaluating self-directed retirement products, including Gold IRAs, 401(k) rollovers, and other alternative investments. Through data-driven reviews, in-depth guides, and objective ranking methodologies, IRAEmpire helps readers make informed decisions for long-term wealth preservation.
Ryan Paulson
Chief Editor, IRAEmpire
ryan@iraempire.com
Ryan Paulson
IRAEmpire.com
email us here
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